Institutional Asset Management
Commerce Trust provides institutional investment management and consulting services to nonprofit organizations, endowments and foundations, public and private pension funds, healthcare systems and corporations. We are well-positioned to offer a comprehensive, fiduciary approach1 designed to meet your organization’s complex needs or complement existing strategies.
We Serve a Multitude of Institutional Clients
As a result of working with a broad range of organizations, Commerce Trust clients benefit from the perspective we can provide as a result of our breadth and years of experience.
Balance Sheet Assets
Hospitals and Healthcare
Institutions of Higher Education
Endowments and Foundations
Public Service Agencies
State and Local Agencies
Public Service Agencies
Health and Welfare Funds
Labor Union Assets
Commerce Trust believes asset allocation is the primary determinant of a portfolio’s long-term return and risk. With this in mind, we help craft an investment strategy customized to your unique needs, whether that be all fixed income (bonds), all equities (stocks), or somewhere in between. We can allocate among 28 different asset classes to grow assets, preserve principal, and hedge against inflation.
Diversification within each asset class is essential for achieving more consistent performance.
- By investment style (including value, growth, capitalization)
- By active and passive management
- By manager and strategy
Long-Term Allocation Plan
A long-term allocation plan adds value over the long-term while also taking advantage of shorter-term opportunities in the marketplace, allowing for portfolio shifts within agreed upon ranges.
Based on our extensive research, both active and passive (index) investment strategies have a valuable role in a portfolio.
Consultation and advice regarding the potential suitability of alternative investments2 enhances the efficiency of your portfolio based on your goals, objectives and risk profile.
Strategic rebalancing helps to keep a portfolio on track, particularly during times of market volatility.
Regular Review and Adjustments
Regular review and periodic adjustments in your portfolio are necessary to ensure alignment with your investment objectives as your objectives and the economic outlook evolve.
1Commerce Trust is not a registered municipal advisor under Section 15B of the Securities Exchange Act and does not offer advice or recommendations concerning bond proceeds or other municipal advice subject to this section.
2Incorporating alternative investments, such as derivatives, hedge funds, private equity, REITs, and commodities, into a portfolio presents the opportunity for significant losses and including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Before you invest in alternative investments, you should consider your overall financial situation, how much money you have to invest, your need for liquidity, and your tolerance for risk. Additionally, certain alternative investments may require investors to be accredited or qualified investors, which have defined minimum asset requirements.