Checking and Savings


Request a call from a Private Banker to learn how we can help simplify your day-to-day banking and save you time and money.

1When choosing a Commerce Private Options Checking Account and a corresponding credit card, you automatically receive debit functionality and ATM access with your credit card product.
2 Stop payments – three per year. 
3Check copies – six free per month. 
4Commerce will rebate up to $30 per month for ATM charges imposed by other financial institutions and waive our ATM charges.
5Online Bill Pay – one free account per household.
6Personal loan rate discount offered for automatic payment from your Commerce Checking Account. Mortgages and dealer loans are not eligible to receive personal loan discounts. Loans and credit cards subject to credit approval. Insurance must be carried on property securing home equity loans. 
7Safe deposit box subject to availability. All rates and terms subject to change. See your Private Banker for rate details.
8Insurance services are provided by Commerce Insurance Services, Inc., an insurance agency, and subsidiary of Commerce Bank.

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The Private Bank at Commerce Trust is a business unit of Commerce Trust, a division of Commerce Bank. Products and services referenced here are available through bank and non-bank affiliates of Commerce Bank.

Mutual funds, annuities, and other investment products: Not FDIC-insured | May lose value | No bank guarantee
Investing involves risk. There is always the potential of losing money when you invest in securities.
Commerce Trust does not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.
Past performance is no guarantee of future results.
Information or data from third parties is considered to be from reliable sources but is not guaranteed.