Encompass by Commerce Trust

SECURE YOUR LEGACY

W I N T E R   |   S P R I N G   2 0 2 5

 

 

Explore the Encompass by Commerce Trust magazine for our perspective on what you need to know about the importance of estate planning, strategies for tax-efficient estate planning, and the value of having a corporate trustee.

Read Encompass by Commerce Trust

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In this issue

E S T A T E   P L A N N I N G

  • Why Estate Planning Is Important
  • Trust Fundamentals
  • Choosing a Trust: Types of Trusts and Their Benefits
  • Estate Planning for High-Net-Worth Families: Preparing Heirs for an Inheritance

T A X - E F F I C I E N T   E S T A T E   P L A N N I N G

  • Giving to Family: Tax Efficient Gifting Strategies for Your Estate Plan
  • Charitable Giving: Different Strategies and Their Tax Benefits

T R U S T   A D M I N I S T R A T I O N

  • Trustees: Their Role, Responsibilities, and the Value of a Corporate Trustee
  • Commerce Trust Estate Settlement Services

A Team of Specialists Working Together For You

Led by your relationship manager, your multi-disciplinary team will collaborate to offer guidance on a wide range of wealth management needs that takes into account your holistic financial picture.

Wealth Management

Wealth Management Consultant


Initially evaluates your situation, gathers information, presents our capabilities and assembles the in-house team. 

Financial Planner

Financial Planner


Works in coordination with your other Commerce Trust advisors to deliver objective financial planning advice and customized planning strategies to meet your needs.

Private Client Advisor

Private Client Advisor


Helps you develop a financial roadmap based on your personal and family goals and is responsible for coordinating the efforts of other team members and external advisors, such as your estate planning attorney and accountant.

Portfolio Manager

Portfolio Manager


Creates and monitors your investment portfolio based on your objectives and risk tolerance.

Private Banker

Private Banker


Aligns your banking needs with other aspects of your plan, from sophisticated financing to daily checking, savings and credit card needs.

Specialty Services Advisors

Specialty Services Advisors

Families with significant wealth may employ the services of Commerce Family Office. Our specialty services also include expertise on complex assets such as business ownership, residential, commercial and farm real estate, oil, gas and mineral management.

  • Commerce Family Office
  • Family Business Planning Solutions
  • Residential Real Estate Management
  • Commercial Real Estate Management
  • Farm Real Estate Management
  • Oil, Gas and Mineral Asset Management

Past performance is no guarantee of future results, and the opinions and other information in the commentary are as of October 24, 2024. This summary is intended to provide general information only and is reflective of the opinions of Commerce Trust. While Commerce may provide information or express opinions from time to time, such information or opinions are subject to change, are not offered as professional tax, insurance, or legal advice, and may not be relied on as such. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.

Diversification does not guarantee a profit or protect against all risk. This material is not a recommendation of any particular investment or insurance strategy, is not based on any particular financial situation or need, and is not intended to replace the advice of a qualified attorney, tax advisor, or investment professional. Commerce does not provide tax advice to customers unless engaged to do so. Commerce does not provide legal advice to its customers. Consult an attorney for legal advice, including drafting and execution of estate planning documents. Commerce Trust does not provide advice related to rolling over retirement accounts.

Commerce Trust is a division of Commerce Bank.

Investment Products: Not FDIC Insured | May Lose Value | No Bank Guarantee

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