For high-net-worth families, the most lasting impact of your legacy can be found in how thoughtfully assets are transferred to heirs and to philanthropic beneficiaries. Discover how a comprehensive financial and estate plan can accomplish both goals with tax efficiency in our new Encompass by Commerce Trust planning magazine.
Topics include:
SHIFTING ASSETS OUT OF YOUR TAXABLE ESTATE
Moving Assets Out of Your Taxable Estate
Upstream Gifting: A Tax-Efficient Approach to Wealth Transfer
YOUR LEGACY OF GIVING
Funding a Child’s Tuition and Education Expenses
High-Net-Worth Strategies for Funding Your Child’s Home Purchase
Understanding Donor-Advised Funds and Private Foundations
Annual Giving: Using the Gift Tax Exclusion and Charitable Deductions to Optimize Tax Outcomes
PLANNING FOR TODAY'S TAX LANDSCAPE
One Big Beautiful Bill Act Tax Changes for High-Net-Worth Individuals
» Tax Cuts and Jobs Act Provisions Made Permanent
» New Tax Provisions Introduced in the Big Beautiful Bill
» Tax Changes Business Owners Should Know
Explore more legacy planning topics
Past performance is no guarantee of future results, and the opinions and other information in the commentary are as of October 2, 2025. This summary is intended to provide general information only and is reflective of the opinions of Commerce Trust. While Commerce may provide information or express opinions from time to time, such information or opinions are subject to change, are not offered as professional tax, insurance, or legal advice, and may not be relied on as such. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.
Diversification does not guarantee a profit or protect against all risk. This material is not a recommendation of any particular investment or insurance strategy, is not based on any particular financial situation or need, and is not intended to replace the advice of a qualified attorney, tax advisor, or investment professional. Commerce does not provide tax advice to customers unless engaged to do so. Commerce does not provide legal advice to its customers. Consult an attorney for legal advice, including drafting and execution of estate planning documents. Commerce Trust does not provide advice related to rolling over retirement accounts.
Commerce Trust is a division of Commerce Bank.
Investment Products: Not FDIC Insured | May Lose Value | No Bank Guarantee
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