What Current Market Conditions Mean for Your Portfolio

During periods of economic transition like we experienced in 2022 and will continue to weather in 2023, history tells us it’s not unusual for financial markets to exhibit extreme volatility. Some investors let emotions determine the fate of their portfolios, selling off investments and waiting on the sidelines to “get back in at the right time.” But at Commerce Trust, we believe in finding solutions to help you navigate through the rough conditions caused by volatile market cycles so you can stay invested and focused on your long-term goals. 

As you review, reassess, and rethink your financial goals for 2023 and beyond, the following four articles may provide more detailed information on topics that can help you with this important process. Our team of dedicated financial professionals are here to answer your questions, assist with your planning efforts, and help adjust and diversify your portfolio if needed. Contact us today. 
 

Now Is a Good Time to Re-assess Goals, Not Time the Market

By: Robert Whitney, Jr., CFP®, Vice President, Senior Financial Planner
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Loan Modification in the Current Interest Rate Environment

By Angie Ackerman, Vice President, Private Banking Relationship Manager
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Your Risk Tolerance: Has It Changed?

By: Koji Watanabe, CFP®, Vice President, Senior Financial Planner
Read more

Staying Confident During Turbulent Markets

By: David Wynn, CFA®, Portfolio Manager
Read more
 

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The Chartered Financial Analyst® (CFA®) Charter is a designation granted by CFA Institute to individuals who have satisfied certain requirements, including completion of the CFA Program and required years of acceptable work experience. Registered marks are the property of CFA Institute.

Past performance is not a quarantee of future results, and the opinions and other information in the commentary are provided as of January 18, 2023. This summary is intended to provide general information only, and may be of value to the reader and audience.

Diversification does not guarantee a profit or protect against all risk.  This material is not a recommendation of any particular investment or insurance strategy, is not based on any particular financial situation or need, and is not intended to replace the advice of a qualified tax advisor or investment professional. While Commerce may provide information or express opinions from time to time, such information or opinions are subject to change, are not offered as professional tax, insurance or legal advice, and may not be relied on as such.

Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Commerce Trust is a division of Commerce Bank.