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Retirees

Kent Hatesohl

Meet Richard and Roberta

Richard and Roberta spent the last several years looking forward to full retirement. With Roberta semi-retired while taking on consulting projects and volunteering at her leisure, and Richard retiring soon, the couple was ready to enter the next stage of life. Everything they built was for this moment – where they can maintain their lifestyle while leaving a small financial legacy to their adult children. Their lifestyle includes remaining active with new hobbies, spending time with their grandchildren, traveling, and simply put, enjoying life. However, the soon-to-be retired couple, still had some lingering concerns about how to get regular income from their investments in retirement and not outliving their money.

 

Richard watched as his parents’ retirement savings was nearly depleted after his father’s brief illness. Roberta is afraid of what will happen if she or Richard become unable to live independently like her mother who needed to live with them to conserve her retirement savings. Richard and Roberta both fear becoming a burden to their adult children.

 

While retired, they still have goals and dreams that they discuss – including the possibility of leaving the cold of winter for a vacation home in a warmer climate and seeing the world. With dreams and lifestyle maintenance at the forefront of what’s next, the Robinsons turned to Commerce Trust Company to strategize all possibilities and parts of their financial plan – especially with the realization that retirement could be a 30-year run that includes plenty of market fluctuations – thus, the need for a flexible and educated team.

Meet Richard and Roberta

Richard and Roberta spent the last several years looking forward to full retirement. With Roberta semi-retired while taking on consulting projects and volunteering at her leisure, and Richard retiring soon, the couple was ready to enter the next stage of life. Everything they built was for this moment – where they can maintain their lifestyle while leaving a small financial legacy to their adult children. Their lifestyle includes remaining active with new hobbies, spending time with their grandchildren, traveling, and simply put, enjoying life. However, the soon-to-be retired couple, still had some lingering concerns about how to get regular income from their investments in retirement and not outliving their money.

Richard watched as his parents’ retirement savings was nearly depleted after his father’s brief illness. Roberta is afraid of what will happen if she or Richard become unable to live independently like her mother who needed to live with them to conserve her retirement savings. Richard and Roberta both fear becoming a burden to their adult children.

 While retired, they still have goals and dreams that they discuss – including the possibility of leaving the cold of winter for a vacation home in a warmer climate and seeing the world. With dreams and lifestyle maintenance at the forefront of what’s next, the Robinsons turned to Commerce Trust Company to strategize all possibilities and parts of their financial plan – especially with the realization that retirement could be a 30-year run that includes plenty of market fluctuations – thus, the need for a flexible and educated team.

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