2022 Outlook Podcasts

January 5, 2022

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Scott Colbert Transcript
Joe Williams Transcript
Mike Cody Transcript

Disclosures: Commerce Trust is a division of Commerce Bank. Generally, non-depository investments offered in connection with Commerce Bank and its affiliates are not guaranteed, are not FDIC insured, and may lose value. Information provided is effective as of today, December 15, 2021, and is presented for the purpose of general education, information or illustration only. It is not to be considered as the opinion of Commerce Trust or Commerce Bank regarding any individual investment, investment account or market behavior. Neither Commerce nor any of its affiliates, officers, employees, or agents have made any recommendation or given any advice as to the terms, beneficial interest or profitability of any investment on market activity which may be referenced here, and this information may not be relied upon as such. Accordingly, you understand that you are always fully responsible for any investment transaction you choose to enter into, and that you shall not have relied only on any of the proceedings or following information for Commerce as a basis for any investment decision. In considering whether to trade or invest, you should inform yourself and be aware of the risks. The risk of loss from investing in securities and other investments can be substantial. You should consider whether investments entered into directly by you or on a discretionary managed basis through Commerce Trust or elsewhere are appropriate for you in light of your investment objectives, financial circumstances, tax status, your tolerance to risk, investment time horizon, and your investment experience. Past performance is no guarantee of future results, and any opinions and other information in the commentary provided as of this date are subject to change. Diversification does not guarantee a profit or protect against all risk. Markets, economic forecast and aspects of specific investments can change from time to time based on a variety of individual interrelated or complex factors. This disclosure statement cannot present all the risks and other significant aspects of investments, economies, or markets in which you may elect to transact from time to time. You should therefore carefully study investment arrangements in advance of making decisions about investing. Providing this information, which may be a value to you or others does not detract from an investor's responsibility to take all such steps and make all such inquiries as may be necessary to ensure a full understanding and familiarity with any potential future investment. If you are in doubt about the risks involved in trading or investment arrangements, or have not understood any aspect of this risk disclosure statement, you should seek independent professional advice. Please also note that Commerce does not offer tax, legal or specific estate planning advice. And while we may provide information or express general opinions from time to time, such information or opinions are not offered as professional tax or legal advice. December 15, 2021 Commerce Trust is a division of Commerce Bank.